# Accounts Payable Software ## A month of AP done in minutes. Process bills, accelerate approvals, and manage cash flow 2.4x faster than legacy software. ## AI-powered Invoice Processing ### Drag, drop, done. ### Process thousands of invoices in seconds. Ramp’s OCR captures each detail and line item with 99% accuracy. ### Ramp’s agent codes everything for you. Our agent learns from your past invoices and applies your logic instantly, across hundreds of line items. ### Catch fraud and overbilling instantly. Ramp checks every line item with two and three-way matching, so you know if something’s off before sending. ### Keep systems in sync. Ramp keeps your data clean and consistent by syncing in real time with your ERP—no double entry needed. ## AP in the age of AI. By the numbers ### Fewer clicks. Faster close. - Up to 7x fewer clicks to process a bill vs Bill.com - Up to 95% of businesses reported improved visibility - Up to 2.4x faster invoice processing than legacy software. ## Approval Orchestration ### Customization that keeps you in control. ### Approval flows that just flow. Ramp automatically routes every bill to the right approver—from routine spend to CFO signoffs. ### Approve or reject with certainty. Ramp’s agent recommends approvals and flags what needs review so teams make faster, fully informed decisions. ### Assign permissions. Avoid errors. Set roles and permissions that scale with your business, deciding who can view, approve, or pay while ensuring a separation of duty. > “Ramp has transformed how we manage spend across our business. With the introduction of agents and AI coding, we’ve eliminated tedious manual work while streamlining internal processes.” > Andrew Clarke, VP Finance, Studs ## Payments ### Your AP system should pay you back. ### Earn cashback with no extra steps. Ramp’s agent spots card-eligible vendors and submits payments for you. ### Global payments in one place? Cleared. Pay any vendor, anywhere in the world, by card, ACH, or wire. All in one place. ### Batch payments made simple. Whether you’re paying 5 or 500 bills, save time and cut costs by batching vendor payments. ## 1099 Compliance ### Automate 1099s from start to finish ### Collect tax info in bulk Request all W-9s and e-consent at once. No chasing. No one-off emails. ### Ramp AI handles the form prep All your bill pay spend is mapped to 1099-NEC and 1099-MISC boxes with calculations done for you. ### One-click filing delivery File directly with the IRS and eligible states in minutes - no extra portals or logins. ## Budgets ### Every bill, tracked against your plan. ### Track your vendor spend vs. budget. Bills automatically map to the right budget line. Real-time visibility, no manual reconciliation. ### Approve bills with full budget context. Bill Pay AP agents surface what's left, what's committed, and all the context you need to make the right call. ### No more back-and-forth with budget owners. Give teams their own dashboards and approval authority for instant responses. ## See for yourself. ### How to - upload and process invoices. - approve bills simply. - pay bills your way. - get around the Bill Pay dashboard. - manage vendors. ## One platform for every part of finance—AP, procurement, expenses and more. ## FAQ ### What is accounts payable software? Accounts payable software is a solution businesses use to process invoices and pay vendors. AP software handles the entire invoice-to-payment workflow digitally. ### What is Ramp Bill Pay? Ramp Bill Pay is an AI-powered solution that helps you process invoices, manage approvals, and make payments 2.4x faster than legacy software. It uses 99% accurate OCR to capture invoice details. ### Can Ramp Bill Pay be used as a standalone accounts payable software? Yes, Ramp Bill Pay works as a standalone AP automation solution with full access to invoice processing, approval workflows, and payment capabilities. ### How do I set up Ramp Bill Pay? Getting started is quick and flexible, allowing you to connect your accounting provider or set it up later. ### What are Ramp AP agents and how do they work? Ramp AP agents automate end-to-end accounts payable workflows using historical data and vendor checks. ### What payment options are available in Ramp Bill Pay? Ramp Bill Pay supports a range of payment methods including ACH, card, check, and wire payments. ### How does Ramp Bill Pay handle vendor setup and payment information? Ramp collects vendor ACH details from invoices or directly requests details from vendors within the Bill Pay system. ### Does Ramp support recurring bill payments and amortization? Yes, Ramp supports both recurring bill payments and bill amortization. ### Can I generate an AP aging report in Ramp Bill Pay? Download a CSV AP Aging report directly from Ramp Bill Pay. ### Can I import purchase orders into Ramp Bill Pay? Yes, you can import purchase orders from NetSuite or QuickBooks. ### What features should you look for in accounts payable software? Look for features like smart invoice capture, PO matching, customizable workflows, real-time ERP integration, and vendor self-service. ### What makes Ramp Bill Pay a top choice for accounts payable software? Ramp delivers touchless AP workflows through AI automation, making it ideal for companies looking to eliminate manual invoice work while maintaining control. ### Who is Ramp's accounts payable software best for? Ramp is best suited for small businesses, mid-sized companies, and multi-entity organizations with complex accounting needs. ### Is Ramp's accounts payable software free? Yes, Ramp offers a powerful free tier that includes core Bill Pay features.